Landbay open for business with new IFISA

28th February 2017
As the latest IFISA to hit the market, Landbay’s all-new ISA is one of the first of its kind that will allow UK investors to get tax-free returns on property-based P2P investments.[1]

Just a month after the lender became authorised by HMRC to offer ISAs, Landbay is offering a fixed-rate for five years with a 3.75% assumed rate on the basis that the interest is all reinvested over a 1-year period.[2]

Landbay CEO, John Goodall, said: “When the chancellor first announced the IFIsa would launch in April 2016, it was hailed as a victory for savers and investors alike.

“At a time when investors are facing record-low interest rates – and the prospect of rising inflation – our IFIsa gives people the opportunity to earn a 3.75% return in a tax-efficient manner by lending to one of the UK’s best-performing asset classes: buy-to-let.

 “This is a fantastic opportunity for investors both this tax year and next, when the Isa allowance rises to £20,000.”[3]


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.