Lending Works - 5 Year Term

Product Description

The Lending Works 5 Year Term account offers the potential to earn high levels of interest with the added protection of including default risk insurance. The Lending Works 5 Year Term account also has no fees for lending.

Expected Savings & Interest

Investment Amount Interest Rate Est. Annual Interest
£5,000 5% * £250.00

Key Data

  • Who chooses borrowers? P2P Company
  • Investment secured on Personal Loans
  • FCA Regulated?
  • Provider Pays First Loss?
  • Fraud checks?
  • Credit checks?
Invest with Lending Works

5 Year Term

  • Potential Return:

       5%*
  • Term:

      5 years
  • Min. investment:

       £10
  • Secured on:

       Personal Loans
  • Provision Fund:

       Yes
  • Early exit:

       Yes

Interest rates shown are gross annualised, assuming loan repayments are reinvested at the same rate and any bad debt is covered by the Lending Works Shield. You will be responsible for payment of any tax due on your interest.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.