Lend to British businesses at a rate that suits both you and them. Lend automatically using 'Autobid' or choose businesses yourself. With the Funding Circle Bespoke Terms, you may access your money at any time.
|Investment Amount||Interest Rate||Est. Annual Interest|
|* The estimated annual interest is based on the investment term entered on the search form and, where this exceeds the product term, assumes the investment is rolled over and the rate remains the same.|
Diversification is the best way to manage risk. This simply means spreading your lending across hundreds of businesses, so you’re only lending a small amount to each one. Capital is at risk.
*The current estimated return is a weighted estimate of the annual return after fees and bad debts that investors could earn from lending money to businesses seeking loans today. It is calculated by taking the gross interest rate less fees and estimated bad debts that will occur in the future for each of the last 3000 loans accepted on the marketplace. The average return is weighted by loan amount, compounded and before tax.