Landbay - Fixed Rate

Product Description

The Fixed Rate loans you invest in could be fixed for periods of two, three and five years. When you make an investment into the Fixed Rate product your investment will be allocated to multiple loans.

Expected Savings & Interest

Investment Amount Interest Rate Est. Annual Interest
£5,000 3.54% * £177.00

How is the risk minimised?

Landbay will automatically diversify your lending across multiple properties in order to mitigate risk.


Key Data

  • Who chooses borrowers? Automatic Diversification
  • Investment secured on Property
  • FCA Regulated?
  • Provider Pays First Loss?
  • LTV: 66.86%
  • Fraud checks?
  • Credit checks?
Invest with Landbay

Fixed Rate

  • Potential Return:

       3.54%*
  • Term:

      1 - 5 year
  • Min. investment:

       £100
  • Secured on:

       Property
  • Provision Fund:

       Yes
  • Early exit:

       Yes

The total rate equals 3.54% annualised assuming auto reinvestment of all interest over a 1 year period.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.