Landbay - The Landbay Innovative Finance ISA

Product Description

The Property‐Backed ISA is the latest in our line of peer‐to‐peer investments following the introduction of the Innovative Finance ISA from HM Treasury in 2016. A Landbay ISA investment is the same as a Classic investment with a tax‐free wrapper.

Expected Savings & Interest

Investment Amount Interest Rate Est. Annual Interest
£5,000 3.54% * £177.00

Key Data

  • Who chooses borrowers? Automatic Diversification
  • Investment secured on Property
  • FCA Regulated?
  • Provider Pays First Loss?
  • LTV: 70%
  • Fraud checks?
  • Credit checks?
  • Property Surveyed?
Invest with Landbay

The Landbay Innovative Finance ISA

  • Potential Return:

       3.54%*
  • Term:

      1 - 5 month
  • Min. investment:

       £5,000
  • Secured on:

       Property
  • Provision Fund:

       Yes
  • Early exit:

       Yes

Your simple rate of interest is 3.49% pa. The total rate equals 3.54% annualised assuming auto reinvestment of all interest over a 1 year period. Your rate of interest could be fixed for a period of up to 5 years before you automatically switch to a variable rate.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.