Zopa - Zopa Core

Product Description

The Zopa Classic may be the ideal choice for those looking to invest for a longer term. With the Zopa Classic account, lump sums can be withdrawn from the platform through the sale of the loan. In these circumstances, a 1% fee applies.

Expected Savings & Interest

Investment Amount Interest Rate Est. Annual Interest
£5,000 3.7% * £185.00

How is the risk minimised?

Your money is split into small chunks and lent directly to a number of sensible borrowers who are in risk markets A*–C


Key Data

  • Who chooses borrowers? P2P Company
  • Investment secured on Personal Loans
  • FCA Regulated?
  • Provider Pays First Loss?
  • Fraud checks?
  • Credit checks?
Invest with Zopa

Zopa Core

  • Potential Return:

       3.7%*
  • Term:

      0 - 5 years
  • Min. investment:

       £10
  • Secured on:

       Personal Loans
  • Provision Fund:

       Yes
  • Early exit:

       Yes

*Annualised projected return (capital weighted average loan interest rate minus expected principal loss and any fees)


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.