The Zopa Classic may be the ideal choice for those looking to invest for a longer term. With the Zopa Classic account, lump sums can be withdrawn from the platform through the sale of the loan. In these circumstances, a 1% fee applies.
|Investment Amount||Interest Rate||Est. Annual Interest|
|* The estimated annual interest is based on the investment term entered on the search form and, where this exceeds the product term, assumes the investment is rolled over and the rate remains the same.|
Your money is split into small chunks and lent directly to a number of sensible borrowers who are in risk markets A*–C
*Annualised projected return (capital weighted average loan interest rate minus expected principal loss and any fees)