Zopa is a peer-to-peer lending platform that offers a potentially high projected return in exchange for a greater assumed risk. With the Zopa Plus account, lump sums can be withdrawn from the platform through the sale of the loan. In these circumstances, a 1% fee applies.
|Investment Amount||Interest Rate||Est. Annual Interest|
|* The estimated annual interest is based on the investment term entered on the search form and, where this exceeds the product term, assumes the investment is rolled over and the rate remains the same.|
Your investment is diversified by being broken into small parts and lent directly to a series of borrowers who are matched to your lending criteria.
*Annualised projected return (capital weighted average loan interest rate minus expected principal loss and any fees)