Zopa - Zopa Plus

Product Description

Zopa is a peer-to-peer lending platform that offers a potentially high projected return in exchange for a greater assumed risk. With the Zopa Plus account, lump sums can be withdrawn from the platform through the sale of the loan. In these circumstances, a 1% fee applies.

Expected Savings & Interest

Investment Amount Interest Rate Est. Annual Interest
£5,000 4.7% * £235.00

How is the risk minimised?

Your investment is diversified by being broken into small parts and lent directly to a series of borrowers who are matched to your lending criteria.


Key Data

  • Who chooses borrowers? P2P Company
  • Investment secured on Personal Loans
  • FCA Regulated?
  • Provider Pays First Loss?
  • Fraud checks?
  • Credit checks?
Invest with Zopa

Zopa Plus

  • Potential Return:

       4.7%*
  • Term:

      0 - 5 years
  • Min. investment:

       £1,000
  • Secured on:

       Personal Loans
  • Provision Fund:

       No
  • Early exit:

       Yes

*Annualised projected return (capital weighted average loan interest rate minus expected principal loss and any fees)


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.