About ArchOver

ArchOver is a Peer-to-Peer business lending service, connecting businesses requiring finance with investors seeking a secure and favourable return. To date, we have facilitated over £40million of funding for UK businesses and delivered Lender returns of up to 9% p.a. We have paid over £1.6million in interest to Lenders, with no Borrower defaults, no late payments and no losses.

Lender security is our number one focus and our credit analysis is one of the most thorough in the sector. All loans are secured with an all-asset charge over the Borrower's business, registered at Companies House. For additional security, all Borrower revenues flow through controlled bank accounts owned by ArchOver. We are the only platform to monthly monitor both the asset value and monthly management accounts against forecast. We have a zero-tolerance policy for late interest payments or reporting.

ArchOver is a member of the long-established, privately-owned Hampden group, and is fully authorised and regulated by the Financial Conduct Authority (FCA).


  • Competitive Returns of up to 9% p.a. with high levels of security
  • No Borrower defaults, no late payments, and no losses to date.
  • ArchOver takes an all-asset charge over the company and all revenues flow through a controlled bank account owned by ArchOver.
  • Credit insurance taken out via a partnership with Coface, insuring the whole Accounts Receivables


  • Your capital is at risk.
  • ArchOver is not covered by FSCS.
  • Archover has no provision fund.
  • There is no secondary market currently available to sell loan parts.

Provision funds and insurance

ArchOver has no provision fund. Rather, it takes out insurance against any loss.

Key Data

  • Amount Lent/Invested: £40m
  • No. UK Investors: 1k
  • LTV: 80%
  • FCA Regulated?
  • Who chooses borrowers? P2P Company
  • Investment secured on Business Invoices
Invest with ArchOver

P2P Business Lending

  • Potential Return:

  • Term:

      3 months
  • Min. investment:

  • Secured on:

       Business Assets
  • Provision Fund:

  • Early exit:


*Indicates the gross return you could earn per year. This may vary depending on the investment you select

Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.