ArchOver is a Peer-to-Peer business lending service, connecting businesses requiring finance with investors seeking a secure and favourable return. To date, we have facilitated over £40million of funding for UK businesses and delivered Lender returns of up to 9% p.a. We have paid over £1.6million in interest to Lenders, with no Borrower defaults, no late payments and no losses.
Lender security is our number one focus and our credit analysis is one of the most thorough in the sector. All loans are secured with an all-asset charge over the Borrower's business, registered at Companies House. For additional security, all Borrower revenues flow through controlled bank accounts owned by ArchOver. We are the only platform to monthly monitor both the asset value and monthly management accounts against forecast. We have a zero-tolerance policy for late interest payments or reporting.
ArchOver is a member of the long-established, privately-owned Hampden group, and is fully authorised and regulated by the Financial Conduct Authority (FCA).
ArchOver has no provision fund. Rather, it takes out insurance against any loss.