About Octopus Investments

Octopus Choice allows you to invest in property-backed loans backed by real bricks and mortar. The majority of loans come from the firm's existing Dragonfly Property Finance Business.


Pros...

  • Experienced lending and investments team.
  • Over £2bn has been lent by Octopus with less than 0.1% loss.
  • All loans are made against tangible assets.
  • Octopus invests their own money alongside you.

Cons...

  • Your funds are not protected by the FSCS.
  • Your capital is at risk.
  • Octopus investments does not offer a provision fund.

Provision funds and insurance

Whilst there is no provision fund, Octopus puts in their own money and takes the first loss as well as providing asset security.

Key Data

  • Amount Lent/Invested: £0
  • Expected Bad Debt Ratio: 0.1%
  • FCA Regulated?
  • Who chooses borrowers? P2P Company
  • Investment secured on Property
Invest with Octopus Investments

Octopus Choice

  • Potential Return:

       4.1%*
  • Term:

      Bespoke Term
  • Min. investment:

       £10
  • Secured on:

       Property
  • Provision Fund:

       No
  • Early exit:

       Yes

*The target rate is the blend of all loans that are currently open for investment. It’s calculated and updated regularly. It shows the estimated return you can expect to receive by investing at a given time. All interest is paid gross of tax – how much you will have to pay depends on your individual circumstances and may change in the future. Your actual return could be higher or lower, depending on how much and when you invest, and how the loans in your portfolio perform.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.