Invest in Peer to Peer lending

Earn between 3-9%* return on your investments

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What we do

Hey there and welcome to Fundshare, where we aim to make peer-to-peer lending simple and clear. Our innovative site aims to bridge the gap between the increasingly complex world of peer-to-peer lending and the growing army of investors that are investing in it. Simply put, we’re here to make peer-to-peer easy. 

Using our innovative comparison tool, you too could take advantage of the growing market of P2P lending in just a few clicks. Whether it’s your first investment or your 21st, our nifty comparison tool allows you to compare a range of different platforms in the P2P lending market quickly and easily. 

All you have to do is provide us with your personal investment criteria, such as the amount you’d like to invest and the duration of your investment, and we’ll search the market to find a range of products which may suit you. We’ll then display all the platforms and products that meet your criteria so you can compare each potential investment and make an informed decision as to which product may be best for you.

What is peer-to-peer lending?

Sure, P2P lending sounds complex, but the reality is it can be a pretty simple concept. Instead of investing in a bank, as a peer-to-peer lender, you invest directly in one or a number of borrowers. As you cut out the middleman, there’s the potential for greater returns on your investment and more control over where your money goes. However, it’s important to note that unlike a savings product, returns are not guaranteed and your capital is at risk.

Peer-to-peer lending platforms act like financial cupids, matching borrowers to investors based on their suitability to one another. This means that the borrowers you’re investing in should be suited to your personal investment criteria. With P2P, you may be able to choose how much control you wish to have over your investment. If you decide to self-select your borrowers, you could be able to determine the risk of each borrower yourself using data that the platform provides. This potentially allows for greater control and transparency over your money though it could also prove be time consuming and complex.

If that’s all a little scary, however, you can always invest directly in the platform using an account-based P2P investment. With account-based P2P lending, you stipulate the length, amount, and type of investment you wish to make and the platform does the rest. This may allow for less overall control over your money but it might prove to be quicker and less time consuming in the long run.

Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.